LIFE DOESN'T
HAVE TO WAIT

Pay with Genoapay at participating stores over 10 weekly payments with no interest. Ever.
Get started

How it works

1. Sign up for free This usually takes a couple of minutes to complete and you will just need to have a valid NZ drivers license or NZ Passport. 2. Choose Genoapay when shopping Genoapay is fully integrated with the stores payment process. They will set up the payment for you in person via text message, or automatically if you check out with Genoapay online. 3. Confirm the payment Lastly you will just need to confirm your payment plan then enter your credit or debit card details to pay your first instalment and activate your plan. Learn more

Stay flexible

We’ve packed in all the features you need to review and change payment plan details from your account. For anything else, our experienced local customer service team is ready to help.

We've got
your back

We try our best to help get you out of sticky situations, including payment reminders and resources for financial hardships.

No hidden
fees, ever

The only fee you may incur is $10 each time you miss a scheduled payment.

More time
to pay

10 weeks is easy to calculate and the preferred option for our stores and shoppers.

Need more flex for whatever's next?
Our friends at Gem have you covered.
  • Credit cards
  • Personal loans
  • Car loans
  • Insurance
Gem products are provided by Latitude Financial Services Limited