Pay with Genoapay at participating stores over 10 weekly payments with no interest. Ever.
Get started

How it works

1. Sign up for free This usually takes a couple of minutes to complete and you will just need to have a valid NZ drivers license or NZ Passport. 2. Choose Genoapay when shopping Genoapay is fully integrated with the stores payment process. They will set up the payment for you in person via text message, or automatically if you check out with Genoapay online. 3. Confirm the payment Lastly you will just need to confirm your payment plan then enter your credit or debit card details to pay your first instalment and activate your plan. Learn more

Stay flexible

We’ve packed in all the features you need to review and change payment plan details from your account. For anything else, our experienced local customer service team is ready to help.


Get set up in minutes. Just give us a few details and if approved, you’re good to shop at your favourite participating store or online (between $20 to $1,000 subject to approved account limit).


No more waiting for weeks for what you want today. Pay 10% upfront and the rest in 9 weekly automatic payments.


Pay each instalment on time and it won’t cost a cent more than the purchase price. If you miss a payment there’s a $10 fee, but we’ll send you a reminder to help keep you on track.

Need more flex for whatever's next?
Our friends at Gem have you covered.
  • Credit cards
  • Personal loans
  • Car loans
  • Insurance
Gem products are provided by Latitude Financial Services Limited