What is Genoapay?


Genoapay is a simple way to pay for a purchase over time. It’s like Lay-by, but you get what you need now and pay over 10 weeks. Best of all, as long as payments are made on time there is no interest or fees!

How is this possible? Our partnered merchants pay a small fee, so you can get what you need now.


How it works


Merchant initiates payment

Genoapay is fully integrated with the stores payment process. They will set up the payment for you in person, or automatically if you check out with Genoapay online.

Confirm Payment

Simply create an account, add your card or bank account details, and confirm your purchase. Genoapay will do an instant credit check and spilt the total into 10 equal payments over the next 10 weeks.

Manage Payments

Login to your Genoapay account to view how your payments are coming along. Easily view the upcoming payment dates, payment history, and manage.



More ways to pay

We accept credit cards, debit cards, and bank account direct debits!

Credit/Debit Cards

Credit/Debit Cards

Bank Accounts

Bank Accounts